How it Works

We are an online service, that will match you with trusted online loans lenders. When you need cash fast, you can use our application and follow the easy instructions. In most cases, lenders provide instant approval decision, and borrowers get their loans shortly, regardless bad credit history! We offer fast and easy solutions to get small and large amounts of money!

How does InstantLoans24 work?

How Does InstantLoans24 Work?

Fast and Free Online Form
Filling in our application only takes a few minutes, and it is entirely free. The form includes just necessary details that lenders will need to decide if they can give you a loan. We will keep your information secure with high-grade security software and only give it to the lenders. All our lenders are trustworthy, and you can get a loan offer in one hour or faster!

No Obligations Once You Get an Offer
We will process your application fast and match it with a lender that can give you a better loan. After getting a loan offer, go through the details and decide if you want to accept it. You have no obligation to take a loan at this point, and you can easily reject the offer if it does not suit your needs.

Getting the Cash
When you got a suitable loan offer, take a look at the terms and conditions and sign the contract. The lender will deposit the loan to your account on the following business day or on the same day after approval!

Repaying the Loan
Most of our lenders have simple repayment processes. You can have the loan repaid electronically with direct withdrawal option, which will also close the loan agreement. The only thing you need to make sure is to have the required repayment amount in your account on scheduled dates. This amount needs to include all applicable fees and interests. It will also help prevent late payments, due to forgetfulness.

Qualifications For a Loan

Qualifications for a short-term payday and installment loans are much simpler than for other loans and consumer credits. Basic qualifications are:

  • At least 18 years old;
  • Have US citizenship;
  • Be employed;
  • Have an active bank account;
  • Valid email address and phone number;
  • Minimum income requirements that might vary depending on the loan amount.

How Much Does Credit History Matter?
Our partner lenders do perform credit checks when necessary. The lenders make the checks to ensure you can repay a loan. Bankruptcy and other outstanding short-term loans can be a problem. This does not mean that you can’t get a loan with bad credit, or no credit. Most of our lenders won’t check your credit history via the 3 major bureaus but use alternative checks. This way you won’t have a permanent record of applying for a loan, and your credit score won’t be affected.

How to Benefit from Short Term Loans?
The only way of getting the benefits from your short-term installment and payday loans is to repay them on time! This way you won’t need to pay high late fees, which can double the repayment amount quickly! Repaying back in time will also ensure you build a good relationship with your lender, which will help if you need a new loan in the future. Never take any loan if you can’t pay it back. Make sure you will have the necessary funds available. If you have any problems with repayment, contact your lender immediately to discuss the possible solutions. Never neglect your loans or it can lead to serious financial struggles.

We Are Here To Help

Our mission is to make your life easier. We are here to help and if you have any questions regarding this website, the services we provide or you need general information about short-term online loans do not hesitate to contact us. We take pride in our customer support, answering borrowers inquiries as fast as possible and with a professional, but friendly matter. Thus, we are not authorized to have details of any loan agreements you have entered. If you have any questions or issues regarding a loan deal you have made, or with an offer, you have received, contact that lender directly. You should find needed contact information on your loan agreement and need to follow the instructions given by the lender.