INSTANT APPROVAL PAYDAY LOANS

HOW TO GET AN INSTANT LOAN?

Getting a payday loan with InstantLoans24 is very easy, but you have to qualify first. Being eligible means to be eighteen years and above, keep a regular paying job, be a legal resident of the States and have a valid account. If you meet these basic criteria then you are almost there and your loan approval is almost guaranteed. Now all you need to do is submit your loan application. The form is available on our website.

THE APPLICATION PROCESS

Our loan application process is perhaps the simplest in the lending industry. Online verification accelerates it significantly. You just fill out a short form providing some information about you, like bank account and residential address. We will process your loan application sending it to of the participating lenders. Once approved, you will get the loan amount in your bank account the next business day or possibly the same day. It really is as simple as it seems.

NO COLLATERAL, NO CREDIT CHECK

Payday loans belong to the category “unsecured loans”. InstantLoans24 doesn’t perform any kind of security and credit checks. Some lenders in our network can check your credit history. When you apply for a loan for the first time, it can take a little bit more to get your loan application processed. However, if all the details provided were correct the lender can transfer your money the same day or the next business day. This will open up many options for you and help solve your problems with cash instantly.

The repayment term is 2-3 weeks. Even if you currently can not repay the loan as agreed contact your direct lender representative. Lenders would never undermine the credit of a customer at the first sign of trouble and we always try to work out a solution.

WHAT ABOUT APR AND FEES?

Payday loans are short loans with a hight APR and it’s a temporary solution. That is why the annual percentage rate describing the borrowing costs in annual terms is useless for payday loans.

Much of the confusion and misunderstanding surrounding payday loans comes from the calculation of the annual percentage rate (APR). We firmly believe that the APR is negligible because it does not disclose the fact that many people do not mind paying a flat fee of $15 – $20 to borrow $100 because this is exactly what they need. Although payday loans are intended to be paid quickly, the law requires financial information to be expressed in annual percentage rate (APR), or the cost of credit expressed as a yearly rate. This requirement provides consistency across different sources of credit so that customers can compare rates and make the choice that is right for them.

We create a positive and transparent environment for anyone in search for payday loans. Quick loans are designed to grant a relatively small amount of money on a short-term basis for any person running short of cash. So InstantLoans24 provides the unique advantage of ensuring easy finance when you need money fast. When you have to solve an unexpected problem, payday loans can be your best option.