Shopping is a form of freedom which can, unfortunately, turn into compulsion and then bankruptcy. Compulsive shopping is also recognized as a form of depression, and the spending is self-medication. But there are ways to get help.
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The Never-Ending Problem
Student loan debt in the U.S. has reached more than $1.3 trillion — including both federal and private student loans. Everybody knows that college is not cheap and it’s probably not going to get cheaper either. The cost keeps going up annually.
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While nature gives us TV programs that show us about the survival of the fittest, in your life sometimes, it’s survival of the poorest. Daily living, after you leave home, can be filled with excitement, drama, romance, travel. It can also be unfilled with money enough to eat, pay the rent, or have drinks with friends. You sometimes have to stretch your money to survive until payday, and we know, it is not easy.
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In what situations are people most likely to require financial assistance? Stay at home moms, unemployed youths, and people restricted to stay at home due to old age, a disability or the ill health of a partner. People who are constantly suffering from a shortage of funds. People in these situations are the perfect candidates for a doorstep loan.
Continue reading Door To Door Lenders – The Doorstep Loan
The American Dream is a kind of mantra, a national identity. It allows the citizens of the country to believe they have equal opportunity for freedom, success, and prosperity. The whole dream is based on the US Declaration of Independence that states “all men are created equal” and they have the right to life, liberty and the pursuit of happiness.
Continue reading Debt Now Fuels The American Dream
Inсurrіng a dеbt іѕ inevitable in the mоdеrn age, as a rеѕult оf both hіghеr cost оf living аnd consumerism. On long-term, outstanding debt саn inflict ѕеvеrе dents in even the bеѕt retirement plans that have bееn crafted. However, efficiently paying off your debts is possible through ѕеvеrаl wауѕ to ѕеttlе оutѕtаndіng dеbtѕ. These will еnѕurе іt doesn’t рut a crimp оn rеtіrеmеnt рlаnѕ you’ve come up with.
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The Debt Cycle
Is debt a cruel master? You bet it is. The cruelty of debt is a reality when each month it feeds off finance and interest charges, and in the end, the poor borrower has little to show for the loan. Monthly minimum payments barely cover the interest charges. Upon the end of the month, the balance looks pretty much the same as the debt cycle continues. Households continue to struggle, and they rely on credit cards and online payday loans as their primary means of support.
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Alternative Debt Repayment Plans!
I was thinking about how many stories I had read about people becoming stronger after going broke. It’s a credit to the resilience of human beings really. When you are at your darkest and in your blue funk depression, you find a way to lift yourself out of it and take another tentative step forward. The problem that many people have with going broke is that they see no way out of the bind.
Continue reading Debt, Loans and your Spirit
Do you need to brace yourself for some facts about bad credit loans with regard to your credit if you have made some financial mistakes? Before hitting the panic button, try to assess how bad your credit actually is. Sometimes, bad credit items are on your report that should not be there. Challenge them and have them removed.
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Setting the Money Test
Each month, Julia and her cousins attended a big family meal at the home of their grandparents. The best part of the day was when their grandfather would give them all some coins so that they could buy something for themselves. After they received the money the kids would all run off and buy candy and gum. The parents, grandparents, aunts and uncles agreed that this behavior was not teaching the kids anything about money management. So, they decided to set a test. The children would have to show, over a year, what else they could do with their money.
Continue reading Managing Your Money