There is a saying that “Money cannot buy happiness.” That may be true, but the person who said that wasn’t looking at a stack of unpaid bills and an empty bank account. Mоnеу саn’t buу happiness, but it is thе оnlу thіng thаt wіll pay those bіllѕ. Sometimes, borrowing money is the only solution, but the fear of debt holds back the consumer to apply.
Continue reading Fear of Debt and Loans
Shopping is a form of freedom which can, unfortunately, turn into compulsion and then bankruptcy. Compulsive shopping is also recognized as a form of depression, and the spending is self-medication. But there are ways to get help.
Continue reading Shop Till You Drop Syndrome
The Never-Ending Problem
Student loan debt in the U.S. has reached more than $1.3 trillion — including both federal and private student loans. Everybody knows that college is not cheap and it’s probably not going to get cheaper either. The cost keeps going up annually.
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While nature gives us TV programs that show us about the survival of the fittest, in your life sometimes, it’s survival of the poorest. Daily living, after you leave home, can be filled with excitement, drama, romance, travel. It can also be unfilled with money enough to eat, pay the rent, or have drinks with friends. You sometimes have to stretch your money to survive until payday, and we know, it is not easy.
Continue reading How To Survive A Week Until Payday
What could be more convenient than taking out a same-day payday loan when you need some quick cash? It’s deposited straight into your bank account. A week or two later, your next payday, the loan is repaid automatically because the lender had your bank details. Yes, there is a fee, but there’s no credit check, you don’t put up any collateral, the application was quick and easy, unlike a personal loan.
Continue reading The True Loan Cost Explained
In what situations are people most likely to require financial assistance? Stay at home moms, unemployed youths, and people restricted to stay at home due to old age, a disability or the ill health of a partner. People who are constantly suffering from a shortage of funds. People in these situations are the perfect candidates for a doorstep loan.
Continue reading Door To Door Lenders – The Doorstep Loan
The American Dream is a kind of mantra, a national identity. It allows the citizens of the country to believe they have equal opportunity for freedom, success, and prosperity. The whole dream is based on the US Declaration of Independence that states “all men are created equal” and they have the right to life, liberty and the pursuit of happiness.
Continue reading Debt Now Fuels The American Dream
Inсurrіng a dеbt іѕ inevitable in the mоdеrn age, as a rеѕult оf both hіghеr cost оf living аnd consumerism. On long-term, outstanding debt саn inflict ѕеvеrе dents in even the bеѕt retirement plans that have bееn crafted. However, efficiently paying off your debts is possible through ѕеvеrаl wауѕ to ѕеttlе оutѕtаndіng dеbtѕ. These will еnѕurе іt doesn’t рut a crimp оn rеtіrеmеnt рlаnѕ you’ve come up with.
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The Debt Cycle
Is debt a cruel master? You bet it is. The cruelty of debt is a reality when each month it feeds off finance and interest charges, and in the end, the poor borrower has little to show for the loan. Monthly minimum payments barely cover the interest charges. Upon the end of the month, the balance looks pretty much the same as the debt cycle continues. Households continue to struggle, and they rely on credit cards and online payday loans as their primary means of support.
Continue reading Debt Can Be A Cruel Master
There are a couple of reasons why an individual ends up with poor credit. Financial decisions made in the past never worked out, and now they are suffering the consequences. A drastic change in income may have resulted from a divorce or death in the family. The loss of your job or a major medical issue also severely affects the household budget. How can you still get your hands on some money?
Continue reading A Loan With Poor Credit